US Stock IR Daily – September 15, 2026 (2 reports)

• Capital One Financial Corporation filed a Form 8-K with the U.S. Securities and Exchange Commission on September 14, 2026.
• The Form 8-K included a Regulation FD Disclosure under Item 7.01.
• The disclosed information pertains to Monthly Charge-Off and Delinquency Metrics as of and for the month ended August 31, 2026 (Exhibit 99.1).
• The information furnished in this report is not deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 and is not subject to the liabilities of that Section.

Capital One Financial’s disclosure of monthly charge-off and delinquency metrics provides current insights into the health of its loan portfolio. These metrics are key indicators of asset quality and credit risk trends, which could be material for investors assessing the company’s financial stability. Monitoring these figures offers a perspective on the operational performance within the consumer lending sector.

• American Express released delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances for the months ended August 31, July 31, and June 30, 2026.
• Total U.S. Consumer Card balances were $114.2 billion as of August 31, 2026. The 30 days past due as a percentage of total remained at 1.1%, consistent with July 31 and June 30.
• The net write-off rate (principal only) for U.S. Consumer Card balances was 1.7% as of August 31, 2026, unchanged from 1.7% in July and an increase from 1.4% in June.
• Total U.S. Small Business Card balances were $46.1 billion as of August 31, 2026. The 30 days past due as a percentage of total was 1.3%, consistent with July 31 and a decrease from 1.4% in June.
• The net write-off rate (principal only) for U.S. Small Business Card balances was 2.2% as of August 31, 2026, a decrease from 2.6% in July and lower than 2.3% in June.
• During June 2026, the Company sold certain previously written-off Card balances to a third party, which reduced the net write-off rates for June 2026 by approximately 0.3% for U.S. Consumer and 0.1% for U.S. Small Business portfolios.

The latest credit performance indicators for American Express’s U.S. Consumer and Small Business Card segments show mixed trends. While the U.S. Consumer net write-off rate remained stable month-over-month at 1.7%, the U.S. Small Business net write-off rate improved from the previous month. The impact of the sale of previously written-off balances in June should be considered when analyzing the sequential changes, and these trends could potentially influence the company’s future credit loss provisions.